Collision - pays for the damage caused by an accident to your vehicle.

Comprehensive - covers damage to your vehicle from things other than a collision. Examples include theft, fire, vandalism, hail, or impact with an animal.

Liability - covers accidental bodily injury and property damage to others when you are at fault in an auto accident. Bodily injury can include medical expenses, lost wages, and pain and suffering.

Personal Injury Protection - also known as No-Fault insurance. This coverage is required in some states. Regardless of fault, this coverage pays medical expenses for covered persons when injuries are due to an auto accident. It can also pay for such things as rehabilitation, lost wages, and funeral expenses.

Medical Payments - pays medical and funeral expenses for you and your passengers, regardless of fault, when expenses are due to an auto accident.

Uninsured/Underinsured Motorist - pays if you are injured by another driver who does not have, or does not have enough, liability insurance.